Forty million years ago, Bermuda, 640 miles ESE of Cape Hatteras, North Carolina, was part of a volcanic island chain that towered above the Atlantic Ocean. Over time, that chain eroded into a series of seamounts that have since been capped by limestone and sand as sea levels rose and fell; today, Bermuda consists of 138 islands and islets that represent high ground atop one of the broad seamounts (see Bermuda's Natural History).
As I write this post, Hurricane Gonzalo is approaching Bermuda from the SSW; its outer bands are now raking the archipelago while its eyewall, some 60 miles away, is packing winds of 125 miles per hour. Now classified as a Category III Hurricane, Gonzalo may weaken a bit as is pushes ashore but significant wind and wave damage is anticipated.
Fortunately, thanks to accurate weather forecasting, residents of Bermuda have had at least four days to prepare for the storm. Nevertheless, the benefits of living on that island paradise are soon to be weighed against the primary risk (not to mention sea level rise from global warming); though the archipelago lies in the Temperate Zone, Bermuda enjoys a mild year-round climate due to the path of the Gulf Stream, which also fuels tropical storms.